Proposing marriage to a loved one is a huge milestone, and most people choose to present their beloved with a beautiful diamond engagement ring. But, if you're planning to propose in the near future, it is important to be prepared before you head to the jewelry store to make a purchase. Consider the following things before purchasing a diamond engagement ring at a jewelry store:

What You Can Realistically Afford to Spend

Diamond engagement rings are available at a wide variety of price points, and the price of the ring typically depends on the size and quality of the diamonds. Prior to heading to a jewelry store to find the perfect engagement ring, it is extremely important to figure out exactly how much you can comfortably afford to spend. Ideally, you should plan to pay for your purchase in cash. But, if you plan to finance the ring, make sure that the monthly payments won't make it difficult for you to pay your other bills.

Educating Yourself About Diamonds

Diamonds are graded according to the 4 C's- color, cut, clarity, and the carat weight. No one should try to attempt to purchase a diamond ring without having a basic knowledge of the 4 C's, since understanding the quality of a diamond can help determine whether you're getting a great deal or paying too much for a ring that has one or more sub-par stones. Doing some research in advance will make you an informed consumer, which can help ensure that you purchase a great ring that is well worth the price you pay.

Discover Your Loved One's Style

Your beloved will be wearing her engagement ring for many years to come, so it is important to buy a style that she loves. You need to consider the shape of diamond she prefers, as well as the metal used in the setting. Take the time to look at the other rings that she owns before purchasing an engagement ring so you can better understand her style. If you're still unsure, as one of her close friends, a family member, or her mother to help you while ring shopping.

Don't Forget the Wedding Band

When you're buying an engagement ring, you may just be focused on the proposal. But when she says yes, you will also need a wedding band to complement her engagement ring. It is a good idea to purchase the wedding band at the same time as the engagement ring-- doing so will ensure that both rings have a similar style and will look great when worn together.